Credit Card Deals Australia

You can earn 200,000 bonus Qantas Points with the ANZ Qantas Business Rewards Credit Card when you spend $10,000.

• Annual Fee is $375 ($300 plus $75 Rewards Fee per card per year)
• New cardholders only
• Not available if you've held an ANZ Qantas Business Rewards or ANZ Business Black card in the last 12 months
• T&Cs, eligibility criteria, fees and charges apply

You're getting up to $420 cashback on a new CommBank Low Rate credit card — that's $70 back for every month you spend $500 or more, for up to six statement periods.

• Interest rate from 10.99% p.a. to 15.99% p.a. (personalised on approval) with up to 55 days interest free on purchases
• $6 monthly fee ($72/year) and a minimum credit limit of just $500
• Cashback lands within 90 days of each eligible statement period — but you'll need to keep the card open and in good standing to get it

Just note the offer is for new cardholders only (not if you've held an activated Low Rate or Low Fee card in the past 24 months), and international transaction fees apply. If you're after a low-rate card and can comfortably hit $500 monthly spend, this one's a solid deal — the cashback more than covers the annual fee.

Score 50,000 Velocity points and 50 Status Credits with the Velocity Flyer card — just spend $1,500 a month for your first 2 months to unlock it all.

• $169 annual fee, but you get a $129 Virgin Australia gift voucher each year, which basically cancels it out if you'll use it
• Keep the card open past 12 months and another 20,000 Velocity points land in your account
• Comes with extended warranty, purchase protection and mobile phone insurance too

If you fly Virgin regularly, this is a solid, low-cost way to boost your points and status.

Virgin Australia flyers, this one's worth a look — you're getting 80,000 Velocity points AND 100 Status Credits with the Velocity High Flyer card, which is a solid combo now that most card offers have taken a hit since October.

• Spend $3,500/month for your first 2 months to unlock the full bonus (that's $7k total)
• $349 annual fee, but you also score 2 free Virgin lounge passes, a $129 Virgin Australia gift voucher every year, and travel insurance
• Keep the card open past 12 months and there's another 20,000 Velocity points waiting for you

Worth noting the cheaper Velocity Flyer card also comes with 50 Status Credits now — so if you don't need the extra perks, compare the two before committing. Do your own homework on the T&Cs to make sure it stacks up for you.

You'll earn 40,000 Qantas Points plus $200 cashback when you spend $5,000 in the first 90 days on the NAB Qantas Rewards Signature Card — and there's another 20,000 points waiting if you keep the card open for 12 months.

• $449 annual fee, so factor that in against your total haul
• Points hit your Qantas account within 3 months of meeting the spend; cashback lands within 120 days
• Watch out: you won't qualify if you've held a personal NAB Qantas Rewards card in the last 36 months, and everyday purchases exclude gambling

It's a solid points boost if you've got $5K of genuine spending coming up — just weigh it up against that annual fee before you apply.

If you're looking to boost your Qantas Points balance, ANZ is offering 100,000 bonus Qantas Points on the Frequent Flyer Black card — but you'll need to be patient and meet the spend criteria.

• 50,000 QFF Points after spending $6,000 in the first 3 months
• Another 50,000 QFF Points if you keep the card past 12 months
• $425 annual fee applies, and it's only available to new ANZ cardholders (not those who've held an ANZ Rewards or Frequent Flyer card in the last 24 months)

It's not the most generous offer we've seen lately, but if you're planning some big purchases anyway and can commit to keeping the card for the long haul, those 100,000 points could still take you somewhere nice. Just watch out for the exclusions — BPAY, ATO payments, and cash advances won't count towards your spend.

Velocity points deals have taken a hit lately, but 100,000 points is still nothing to sneeze at if you can hit the spend. Here's the honest breakdown:

• You'll get 60,000 Velocity Points after spending $7,000 in the first 90 days, plus another 40,000 points once your account hits 12 months — 100,000 all up for a $300 annual fee.
• Heads up: the old 110,000-point offer is gone for good thanks to the new surcharge rules, and this two-year split structure is likely the new normal.
• Sneaky tip: disable auto-redemption and you can transfer these points to Flybuys at a 1:2 ratio instead of Velocity.

If you've got $7k of genuine spending coming up, this is still a solid earn — just don't expect the glory days of 100k+ upfront bonuses to come back.

If you're looking to boost your Qantas Points balance, ANZ's Frequent Flyer Platinum card is offering 50,000 bonus Qantas Points — but you'll need to put in a bit of effort to get them all.

• 25,000 Qantas Points when you spend $3,500 within 4 months of approval, then another 25,000 Points if you keep the card past 12 months
• $295 annual fee applies — that's the trade-off for the points haul
• Heads up: you won't qualify for the first 25,000 bonus if you've held an ANZ Rewards or ANZ Frequent Flyer card in the last 24 months, and government payments, BPAY, and balance transfers won't count towards your spend

It's not the most generous offer going around right now, but if you're after a solid chunk of Qantas Points and can meet the spend, it's worth a look.

Here's a nice bonus for anyone chasing Qantas Points right now.

• First-time cardholders can snag 10,000 bonus Qantas Points on top of whatever the card already offers
• You just need to check eligibility and activate the offer before 31 October
• To qualify, you must be 18+ and haven't earned a Qantas Point on a points-earning credit card in the last 24 months

If you've been on the fence about a new points card, this is an easy extra 10,000 reasons to take a look before the offer ends.

Score 115,000 bonus Membership Rewards points when you apply through Points Hacks by 6 October 2026 and spend $4,000 in your first 3 months — that's a solid haul for a single card.

• $400 travel credit each year helps offset the $395 annual fee
• Just $4,000 minimum spend over 3 months to unlock the full bonus
• Apply online via Points Hacks before the 6 October 2026 deadline to qualify

If you've been eyeing the Explorer, this is a slightly better offer than the one currently floating around OzBargain — worth a look before it's gone.

Here's a points bonanza that rewards you for sticking around — perfect if you're planning a big trip or just love watching your Qantas balance climb.

• Grab 70,000 bonus Qantas Points when you apply online by 17 November 2026, get approved, and spend $5,000 in your first 3 months
• Then score an extra 50,000 points when you spend another $5,000 in the first 3 months of your second year
• Yes, the $450 annual fee applies each year ($900 total across two years), so do the maths to make sure it stacks up for you

New Amex Card Members only — T&Cs apply.

This is a huge upgrade on the standard welcome offers you’ll find directly on the Amex site—you’re unlocking up to 55,000 extra points across these two premium cards. Here’s the breakdown of what you can grab before the 6 October 2026 deadline:

• Platinum Card: You’re earning 340,000 points ($10k total spend over 15 months) with a $1,450 annual fee—a significantly better deal than the usual 325k offer.
• Explorer Card: You’re getting 115,000 points (just $4k spend in 3 months) for a $395 fee, which also beats the standard 100k offering.

Just remember, this is for new Amex cardholders only (no Amex-issued card in the last 18 months), and points hit your account 8-10 weeks after you hit the spend targets. If you’ve got big purchases coming up, this is your best shot at a serious points windfall—don’t sleep on it!

You’re looking at a seriously boosted sign-up bonus on the AmEx Explorer card — 110,000 Rewards Points (that’s about $1,100 in travel value) when you spend $4,000 in the first 3 months. And with the $400 annual travel credit attached, this deal basically pays for the upfront cost and then some.

• Massive points haul: 110,000 Membership Rewards points (vs. the usual 75,000 public offer) — perfect for flights or hotels.
• $400 annual Travel Credit to offset that $395 fee — so you're effectively ahead from day one.
• Spend target is easy: Just $4,000 in 3 months on eligible purchases to lock in the bonus.
• Apply by 9 February 2027 via the targeted link — new AmEx card members only.

If you've got a big purchase or holiday spend coming up, this is one of the strongest Explorer bonuses we've seen — grab it before the link goes quiet.

If you've got a humm90 Platinum Mastercard in your wallet, you'll definitely want to check your app for this sweet little bonus!

• Score a massive 10% cashback (capped at $200) on your eligible shopping
• Works at pretty much any retailer, both in-store and online, with no minimum spend required
• Just remember you must activate the offer online before you shop
• Hurry, you need to make your purchases and activate by 20 September 2026

If you're an Amex customer, you might want to check your account for this handy bonus points offer!

• Score 7,500 bonus points just by adding an additional card holder
• Worth checking if you're targeted for the promo
• Offer ends 4/11/26 (T&Cs apply)

Absolute weapon of a deal if you're looking to stack up some serious travel points for your next big holiday!

• Score a massive 325,000 bonus Membership Rewards points total (225k in your first 3 months plus another 100k when you renew for year two)
• Offset the hefty $1,450 annual fee with a handy $450 yearly travel credit
• Just keep in mind you'll need to hit a $5,000 spend target in the first 3 months of each year to unlock the points

Jump on the AmEx site or grab a mate's referral link to see if you're targeted for this one!

Looking to boost your business points balance? This massive AmEx Qantas Business Rewards deal is back and well worth a look if you've got some upcoming expenses!

• 190,000 bonus Qantas Points when you apply via a referral link and spend $6,000 in the first 3 months
• Plus an extra $200 added straight to your Qantas Business Rewards Travel Fund
• $450 annual fee applies, but the huge points haul easily offsets it if you travel for business
• No expiry date listed yet, but grab it while it's active!

Time to boost your frequent flyer balance with this handy Amex bonus!

• Score 7,500 bonus Qantas or Velocity points
• Just add an additional credit card to your account (first approved card only)
• Offer runs until 4th November 2026 (check your desktop login if you can't see it in the app!)

Time to top up your Velocity balance with this sweet refer-a-friend bonus!

• Grab a massive 10,000 bonus Velocity Points for yourself as the referee (on top of standard card sign-up offers like 90k points with Westpac!)
• Or pocket an easy 20,000 bonus points per successful referral if you're the one sharing the love (up to 5 mates)
• Just make sure you activate via the unique referral link first and hit that first-year minimum spend to unlock the points

Skip the usual $35 monthly fee on the Commonwealth Bank Ultimate Award Credit Card just by hitting a $4,000 monthly spend! It's a handy card for frequent travellers and online shoppers, especially since you get these sweet perks:

• No international transaction fees when shopping overseas or online
• Mastercard World benefits, including 2 free airport lounge accesses per year
• Automatic NRMA cashback tracking so you never miss out on savings
• Perfect fee-free option if you already have a CBA Wealth Package mortgage attached

Pocket yourself a sweet $450 cash boost just by shifting your everyday spending to this new ANZ Platinum card!

• $450 cashback when you spend $4,500 within your first 4 months
• $0 annual fee for the first year (then just $87/year)
• Plus, you get free international travel insurance included

Grab this deal while it's hot and let your normal groceries and bills pay you back!

Looking to pocket some easy cash on your everyday spending? Grab this solid ANZ credit card offer and let your purchases work for you!

• Score a massive $400 cash back straight into your pocket
• Just spend $5,000 within your first 6 months
• Low annual fee of only $58 keeps your costs down

Available for new approved applicants only, so check the fine print and apply today!

One of the best Qantas AmEx bonuses we've seen in a while is back, letting you stack up to 120,000 points and some seriously sweet travel perks!

• 70,000 bonus points when you apply by 17 November 2026 and spend $5,000 in your first 3 months (plus another 50k points in your second year)
• $450 annual travel credit each year to offset the $450 fee, effectively making the card free if you fly Qantas
• 4 lounge passes included (2 Qantas + 2 Amex Sydney/Melbourne international) plus complimentary travel insurance and Qantas Wine membership

Available for new Amex members only (you must not have held an Amex-issued card in Australia in the last 18 months).

Stack your business rewards with this massive AmEx employee card bonus!

• Pocket a huge 60,000 bonus Membership Rewards points per card on up to 3 cards (that's a massive 180,000 points total)
• Enjoy $0 annual fees for your employees while giving them unlimited worldwide access to Plaza Premium and AMEX Centurion lounges
• From October 2026, they can even bring a guest in for free!
• Pair it with the current main offer to max out your rewards before the deal ends on 22 October 2026