Transaction Account Deals Australia

Looking to switch banks? Westpac is paying you $50 to open a Choice transaction account plus a Life or eSaver savings account.

• You'll need to be 18+, a new Westpac customer (no accounts in the past 2 years), and open both accounts in your name only
• Spend $50+ on the linked debit card within 15 days of opening, then keep the accounts open for at least 60 days
• The $50 lands in your savings account within 60 days of meeting the criteria

Bonus: if you're under 41, the $5 monthly fee is waived and you can earn 6.2% interest on balances up to $150K — just deposit $2,000 a month (which you can move straight back out).

If you're an existing ING Orange Everyday customer, check your email or the ING app for a personalised activation link.

• Activate, then deposit $1,000+ from an external source by 31 December 2026
• Keep depositing $1,000+ each month through 28 February 2027
• ING pays $20 into your account the following month, up to $80 total
• The $1,000 doesn't need to stay in the account, it's a deposit requirement not a balance one

Miss a month and you're out for the rest of the promo, so set a reminder. The offer is targeted and can't be combined with other promos unless stated.

Here's a deal that could put up to $400 back in your pocket just for switching your everyday banking to ING!

• New customers can score $200 just by opening an Orange Everyday + Savings Booster with code INGNEW400 and depositing $1,000 from an external source (like your pay) before 31 October 2026
• Then earn $100 more in November and another $100 in December — just deposit $1,000 each month and make 5+ card purchases (easy stuff like groceries or fuel counts!)
• That's up to $400 cashback over 3 months for doing banking you'd be doing anyway

You must be a new ING customer (haven't held an account since 1 July 2019) and meet the monthly criteria, so read the fine print before signing up.

If you've got a bit of cash sitting in your everyday account, you can turn it into Qantas points instead of pocket change with AMP Bank GO's double points promo. You're earning 2 Qantas Points for every $10 of your average monthly balance — up to a hefty 50,000 points per month (100,000 total) — but only until 31 Jan, so don't sleep on it.

• Just know you're trading off interest: $100 in the account earns either 20 points or about $0.46 in interest per month — so it only makes sense if you value points over that tiny bit of interest
• Everyday Money account only (not the 5.5% interest savings account)
• Points cap out at 50,000 per month, so spread your balance wisely if you're chasing the max

Grab it before the promo ends on 31 January!

Here's a nice little earner if you're already banking with ING — or thinking about switching!

• Activate the offer, then deposit $1,000+ per month into your Orange Everyday for November, December, and January
• You'll score a $20 bonus each month — that's up to $60 back just for doing your regular banking
• Your pay or salary deposit counts, so it's basically free money if your income already lands there
• Just make sure you activate via the link first and hit the deposit by 30 November 2026, with the final month ending 31 January 2027

Easy $60 for three months of normal banking — just don't forget to activate before you start!

Here's a deal that basically pays you to get your banking sorted — ING is handing out a $100 bonus just for ticking a few simple boxes across October, November and December 2026.

• Activate by 31 October 2026, then each month just log in to the app, deposit $1,000+ into your Orange Everyday (your pay counts!), and keep $100 in an eligible savings account
• Do it across all three months and $100 lands in your pocket — spend it or save it, your call

Limited-time offer and you need to activate first, so don't sit on it.

Here's a quick $100 cash bonus for Aussie business owners! Just open a fee-free Westpac Business One account and deposit at least $100 in a single transaction within 10 days to score your bonus.

• Use payee description WELCOME100 when you transfer your $100 in (this is essential or you won't qualify)
• The bonus lands in your account within 60 business days
• New customers only — you're ineligible if you've held a Westpac business transaction account in the last 2 years

A no-keeping-fee account plus a free $100 — pretty easy win if you're after a new business account.

If you're aged 18-40 and looking to actually earn something on your savings, Westpac Life is currently offering a total variable rate of 5.95% p.a. — that's a solid return in today's market. To snag the bonus interest each month, you'll need to:

• Make at least one deposit (interest payments don't count) and grow your balance by even $1
• Make 20 eligible Debit Mastercard purchases linked to your Westpac Choice account
• Keep your balance above $0 and be 18-40 with both accounts in your name

It's a bit of monthly admin, but if you're already using your card for everyday spending, you're basically getting paid to save — just note the boosted rate only applies on balances up to $150,000.

Got an ING account? You can score an easy $100 cash bonus just by keeping your everyday banking active over the next few months!

• Deposit $1,000+ each month into your Orange Everyday account
• Keep at least $100 in your savings or hold an eligible home loan
• Offer ends 30 November 2026 (make sure you activate it in your ING app by 30 September!)

Easiest fifty bucks you'll make all week! Grab this sweet little bank bonus from AMP Bank GO before the first 700 spots fill up.

• Pocket an easy $50 bonus just for depositing $2k and making three $10 spends within 30 days
• Score an awesome 25% back on Uber & UberEats (up to $100 cap)
• Link your Qantas Frequent Flyer to stack up extra points on your balance
• Grab a referral code via PM on the thread to unlock the bonus after you sign up

If you're a new AMP Bank GO customer, you can score a sweet 25% cashback on all your Uber and Uber Eats orders right through to September 30, 2026!

• Pocket up to $100 in total cashback on rides and food delivery
• Plus, grab an extra $50 credit via a referral code and link your Qantas Frequent Flyer to earn points on your balance
• Just open an account, link your new Mastercard debit card, and use it to pay for your next trip or takeaway

A seriously handy way to save on your daily commute and weekend cravings!

Easy extra cash alert! Grab a mate, share your ubank invite code before 28 August 2026, and you'll both pocket a sweet bonus:

• You get $100 for your very first successful referral (and $30 for every mate after that!)
• Your friend gets $100 straight in their pocket just for signing up
• To unlock the cash, your friend just needs to make 5 settled card purchases of $5+ within their first 30 days

Get in quick before the bonus pool dries up!

Easy fifty bucks just for switching up your everyday spending!

• Score a free $50 cash bonus when you join ubank as a new customer using the code BETTER50
• Just download the app, open your account, and make 5 everyday card purchases within your first 30 days
• Your bonus lands straight in your Spend account a few days after your transactions settle
• Offer runs until 31 October 2026, so you've got plenty of time to grab this easy cash back

Easy free cash just for switching up your banking! Both you and a mate can pocket a sweet $100 bonus each when they open new ING accounts.

Here is what your friend needs to do to unlock the $100 reward for both of you:

• Open an Orange Everyday and Savings Booster account using your promo code
• Deposit $1,000+ total from an external source into the Orange Everyday account within a calendar month
• Make 5+ settled card purchases using the new card in that same month

Free money alert! If you're 18+ and haven't banked with Bank of Melbourne in the last two years, you can score an easy $50 bonus.

• Open a new Complete Freedom and eligible saver account before 30 September 2026
• Just spend $50 on your new debit card within 15 days of opening
• Get a $50 cash bonus dropped straight into your savings account!

Want an easy way to score some extra cash? ING is giving away a guaranteed bonus just for using your Orange Everyday account!

• Deposit $1,000+ each month into your Orange Everyday account
• Receive a $20 cash bonus credited to your account every month
• This offer is valid consecutively through to 31 October 2026

It’s a simple way to boost your savings balance without any extra effort—just make sure you activate the offer first!

Want to score an easy $50? Westpac is currently offering a sweet sign-up bonus when you open a new Choice Everyday and eligible savings account before 30 September 2026.

Here is how to grab your extra cash:

• Open a new Westpac Choice and either a Life or eSaver account (must be in your name only).
• Spend at least $50 on your new debit card within 15 days of opening the account.
• Keep the account open for at least 60 days after meeting the criteria, and the $50 credit is yours!

Just make sure you haven't held a Westpac transaction or savings account in the last two years to be eligible for this offer.

Fancy an easy $80? Check your inbox to see if you’ve been targeted for this sweet ING bonus offer! All you need to do is activate the link and deposit $1,000 into your Orange Everyday account each month from April through July.

• Get $20 cash back per month (up to $80 total).
• You can simply transfer the $1,000 in and move it straight back out again.
• Make sure to activate and complete your first deposit by April 30th to stay eligible for the whole promotion.

Want an easy way to pocket an extra $100? ING is currently offering a sweet referral bonus where both you and a friend can score $100 each when they open an Orange Everyday and Savings Maximiser account.

• The Goal: Simply open the accounts, deposit $1,000, and make 5+ settled card purchases within a single calendar month.
• The Bonus: If you're a real social butterfly and successfully refer five or more friends, you’ll unlock an additional $500 bonus on top of your individual rewards!
• Note: Make sure you enter the unique referral code during the sign-up process to lock in the cash.

St.George is practically handing you $50 just for setting up your everyday banking! You're getting a sweet $50 bonus simply by opening a Complete Freedom and eligible Saver account and depositing $50 within the first 10 days.

• You score a guaranteed $50 cash injection into your new savings account.
• You just need to open the accounts by April 20, 2026, and keep them active for 60 days—easy!

Stop leaving your everyday banking cash earning zero rewards! Grab this AMP Bank GO deal where you earn 1 Qantas Point for every $10 in your average monthly balance—that’s up to 500,000 points monthly just for holding your money there.

• Unlike other accounts, you get points on your balance and enjoy no monthly account-keeping fees.
• Plus, AMP is covering your $99.50 Qantas Frequent Flyer membership fee if you need to join!

If you've got funds sitting idle, you might as well get rewarded; this is genuine value on your everyday banking.

Stop leaving FREE Qantas Points on the table!

• Double Up Your Points: Link your Qantas Frequent Flyer to your AMP Bank GO account and you'll score a whopping 2 Qantas Points for every $10 in your balance!
• This offer lasts until April 30th, so you’ve got time to rack them up (up to 1,000,000 points per month!).
• It’s the easiest way to boost your travel fund just by banking as usual—grab this deal before it flies away!