Get ready to boost your travel fund with this ripper credit card offer! You can snag a massive **120,000 bonus points** just by spending $6k in the first 4 months, and you only pay a **$200 fee in the first year**. Stick around for the second year and you'll score an extra **40,000 points**—that's a potential profit of $451 according to rwrds! If you're already banking with Westpac, you even knock the first-year fee down to just $99.