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HCF Health Insurance - 6 Weeks Free after 90 Days + $300 Mastercard after 4 Months (via OneBigSwitch)
Posted 9/19/2026

HCF Health Insurance - 6 Weeks Free after 90 Days + $300 Mastercard after 4 Months (via OneBigSwitch)

Health & BeautyHCFHealth Insurance

Thinking about switching health funds? HCF is making it seriously worth your while if you join by 10 November 2026.

  • 6 weeks free on eligible hospital and extras cover after you've been with them 90 days
  • $300 Digital Prepaid Mastercard for couples, families and single parent families (or $100 for singles) when you take out combined cover and stay 4 months
  • 2-month waiting periods waived on extras, and eligible switchers don't need to re-serve waiting periods for the same level of benefits

Just note it's for new Australian members 18+, and excludes Gold, Bronze Plus, My Family and Overseas Visitors Health Cover — so check your cover fits before you jump in!

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