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Home Loan Refinance Cashback: up to $4,000 @ IMB, Newcastle Permanent, BOQ, ME Bank, Queensland Country + More
Posted 4/14/2026

Home Loan Refinance Cashback: up to $4,000 @ IMB, Newcastle Permanent, BOQ, ME Bank, Queensland Country + More

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If you’ve been waiting for the Big Four to bring back refinance cashbacks, it’s time to look elsewhere! You can score up to $4,000 in cashback by switching to one of these regional or customer-owned banks, but make sure to run the numbers on your interest rate first.

  • Biggest Payday: Up to $4,000 cashback available via Queensland Country Bank and Police Bank.
  • Top Contenders: Other solid offers from Newcastle Permanent, IMB, ME Bank, BOQ, and more.
  • Pro-Tip: Check your loan size and settlement deadlines, and watch out for the standard 24-month "clawback" period—IMB is a rare standout with only 12 months!

Click through to the lenders' sites to compare the T&Cs and see which deal puts the most cash in your pocket.

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