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Mystate Bank – 5.99% Home Loan + $650 Fees Waived + Broker Cashback
Posted 9/21/2026

Mystate Bank – 5.99% Home Loan + $650 Fees Waived + Broker Cashback

FinancialHome LoanInvestment

If you're refinancing an owner-occupied home loan, this MyState Bank offer is worth a serious look — 5.99% p.a. variable (6.04% comparison rate) with $650 in upfront fees wiped clean.

  • Up to 70% LVR, owner-occupied P&I, eligible new refinances (applications 27 Aug – 18 Dec 2026)
  • Stack it with broker cashback: $101 per $100k of loan balance — so a $700k refinance gets you $707 cashback
  • That's $650 fee waiver + $707 cashback = $1,357 total benefit on a $700k loan

Other cashbacks might look bigger (ME Bank's $3,000, ANZ's $3,000 first home buyer bonus), but the real comparison is rate + fees + cashback + features — don't just chase the headline number. Cashback is paid in two instalments at months 12 and 24 (min $400k loan, must stay in the loan through the clawback period).

Want to see how your current loan stacks up? DM Sach your balance, rate and property value — or call 0479 181 437. Eligibility, lending criteria and clawback periods apply; rates subject to change.

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