whatscheap
Earlier offer
Offset Variable Home Loan Refinance: Owner Occupied P&I, up to 80% LVR 5.95% p.a. (CR 6.14%) @ BankAus
Posted 7/31/2026

Offset Variable Home Loan Refinance: Owner Occupied P&I, up to 80% LVR 5.95% p.a. (CR 6.14%) @ BankAus

FinancialHome LoanLoan

Time to give your mortgage a health check because Bank Australia just dropped a seriously hot refinancing rate with a sub-6% deal!

  • Snag a sweet 5.95% p.a. variable rate (6.14% CR) with full offset features for owner-occupier P&I up to 80% LVR.
  • Enjoy $0 application, valuation, legal, and settlement fees, plus the $199 annual fee covered completely for the first 2 years.
  • Set up unlimited offset accounts to help crush your interest faster.
  • Exclusive OzBargain perk: work directly with experienced broker James Sim (over 188 five-star reviews!) with zero broker fees.

Just make sure you get your external refinance funded by 30 October 2026 to lock it in!

More Great Deals

No related deals found at the moment. Check back soon!