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5.80%p.a. Variable Home Loan / Refinance for Essential Workers (OO P&I, New Loans Only, Min $100k, 5.85%p.a. CR) @ Unity Bank
Posted 6/17/2026

5.80%p.a. Variable Home Loan / Refinance for Essential Workers (OO P&I, New Loans Only, Min $100k, 5.85%p.a. CR) @ Unity Bank

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Calling all frontline heroes—if you're looking to save on your mortgage, this is a massive deal from Unity Bank designed specifically for essential workers. You’re looking at a super competitive 5.80% p.a. variable rate that includes all the bells and whistles without the hidden costs.

  • Big perks: Enjoy a 100% offset account, unlimited redraws, and zero monthly or establishment fees.
  • Extra cash: They’ll even chip in up to $1,000 towards your third-party costs.
  • Flexible assessment: If you’re a nurse, teacher, police officer, or other essential worker, they may assess 100% of your overtime and shift allowances.
  • Great LVR: You can borrow up to 95% LVR for this new loan or refinance.

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