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Investment Loan deals in Australia: 16 offer records from Australian retailers and community submissions. Latest offer: Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback, posted 30 Sept 2026.
Tag
Investment Loan
Country
Australia
Offer records
16

Investment Loan Deals Australia

Offers and price history for investment loan from Australian retailers and community submissions.

Latest offer: Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback, posted 30 Sept 2026.

Offer history (16)

Deal: Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback at bankofchina.com in Australia. Earlier offer. Published 2026-09-30 03:21:25+00. Source: WhatsCheap Australia.
Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback - Deal image
FinancialCashback

Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback

If you're refinancing or buying before year's end, Bank of China is throwing $2,888 cashback at you — and that's before the extra broker bonus kicks in.

  • Owner occupiers paying principal & interest get 5.93% p.a. (6.31% comparison rate) on loans $100k+
  • Investors on interest-only score 6.33% p.a. (6.53% comparison rate) for loans $250k+
  • Stack the broker cashback on top ($101 per $100k) and a $600k loan lands you around $3,494 total
  • Apply between 1 Oct and 31 Dec 2026, settle by 31 Mar 2027, and hold the loan through the clawback period (18–24 months)

First-year annual fee is $0 if you set up direct debit from a BOC account, and it's a free broker service — so you've got nothing to lose by asking Sach at Rannar Loans (0479 181 437) whether this stacks up against your current lender.

bankofchina.com
Deal: Mystate Bank – 5.99% Home Loan + $650 Fees Waived + Broker Cashback at mystate.com.au in Australia. Earlier offer. Published 2026-09-21 22:02:41+00. Source: WhatsCheap Australia.
Mystate Bank – 5.99% Home Loan + $650 Fees Waived + Broker Cashback - Deal image
FinancialHome Loan

Mystate Bank – 5.99% Home Loan + $650 Fees Waived + Broker Cashback

If you're refinancing an owner-occupied home loan, this MyState Bank offer is worth a serious look — 5.99% p.a. variable (6.04% comparison rate) with $650 in upfront fees wiped clean.

  • Up to 70% LVR, owner-occupied P&I, eligible new refinances (applications 27 Aug – 18 Dec 2026)
  • Stack it with broker cashback: $101 per $100k of loan balance — so a $700k refinance gets you $707 cashback
  • That's $650 fee waiver + $707 cashback = $1,357 total benefit on a $700k loan

Other cashbacks might look bigger (ME Bank's $3,000, ANZ's $3,000 first home buyer bonus), but the real comparison is rate + fees + cashback + features — don't just chase the headline number. Cashback is paid in two instalments at months 12 and 24 (min $400k loan, must stay in the loan through the clawback period).

Want to see how your current loan stacks up? DM Sach your balance, rate and property value — or call 0479 181 437. Eligibility, lending criteria and clawback periods apply; rates subject to change.

mystate.com.au
Deal: $50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group at facebook.com in Australia. Earlier offer. Published 2026-09-02 10:47:43+00. Source: WhatsCheap Australia.
$50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group - Deal image
FinancialHome Loan

$50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group

Getting a mortgage review? You might as well get paid $50 just for asking!

  • Score a free $50 prepaid gift card for the first 40 qualified home loan enquiries at Lokie Group
  • Unlock extra settlement rewards from $200 up to $500 depending on your loan amount
  • Compare top lender perks like cashbacks up to $3,000 or zero annual fees

Just chat with Marco to review your options and lock in your spot!

facebook.com
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-08-20 13:01:20+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Deal image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

Looking to refinance or buy a property? Roopali from Lending Workshop is offering a massive broker cashback of up to $6,000 on top of any bank cashbacks—meaning you could pocket up to $10,000 total!

  • Broker Cashback: Get $2,000 to $6,000 back (for loans starting from $500,000), paid out at 13 and 25 months.
  • Competitive Rates: Variable rates starting from 5.88% p.a. (Comparison Rate 6.08%) for owner-occupiers.
  • Expert Help: Deal with an ex-banker with 15+ years of experience—book a free, no-obligation chat to see how much you can save!
lendingworkshop.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-07-09 11:52:24+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Placeholder image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

If you’re looking at refinancing or taking out a new home loan, you could pocket up to $10,000 in total cashback with this massive offer from Lending Workshop! By combining a potential $4,000 bank incentive with Roopali’s exclusive broker cashback, you can significantly lower your effective costs.

  • Get up to $6,000 extra back directly from the broker (plus any available bank cashback).
  • Cashback tiers: $2k for loans over $500k, $3k for $750k+, $4k for $1M+, and $6k for $1.5M+.
  • Expert guidance: Benefit from 15+ years of banking experience to help you find competitive rates starting from 5.84% p.a.
  • Easy start: Book a free, no-obligation appointment via this link to see how much you could save on your specific mortgage.

General advice warning applies; please check the full terms and conditions to ensure this deal fits your financial situation.

lendingworkshop.com.au
Deal: $2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2026-06-30 23:23:51+00. Source: WhatsCheap Australia.
$2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China - Deal image
FinancialCashback

$2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China

Looking to refinance or buy a new property? You can score a massive $4,888 in combined cash back—$2,888 from Bank of China plus an extra $2,000 broker reward—when you take out a loan of at least $400k.

  • Big Savings: Get $2,888 cash back from the bank plus an exclusive $2,000 broker bonus.
  • Great Rates: Variable rates starting from just 5.88% (5.93%–6.13% CR) for owner-occupiers.
  • Bonus Perk: Enjoy a first-year annual fee waiver when you set up direct debits.
  • Act Fast: You’ll need to submit your application between 1 July 2026 and 30 September 2026 to lock this in.

Reach out to Arman at Lending Clinic (0431 825 128) to get started and quote this offer to secure your cash back!

bankofchina.com
Deal: $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank at mebank.com.au in Australia. Earlier offer. Published 2026-04-30 12:14:23+00. Source: WhatsCheap Australia.
$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank - Deal image
FinancialCashback

$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank

Looking to switch up your home loan? You can pocket a massive $5,000 total cashback by refinancing with ME Bank through Lending Clinic!

  • The Big Payout: Get $3,000 from ME Bank (for loans over $700k, LVR up to 80%) plus an extra $2,000 cash back from the broker.
  • Why it’s a winner: Enjoy competitive variable rates starting from 5.83% and the flexibility of up to 10 offset accounts.
  • Act Fast: This offer is available for applications submitted between 1 May 2026 and 28 August 2026.

Reach out to Arman at Lending Clinic (0431 825 128) to lock this in—they might even be able to snag you a better rate than what’s listed online!

mebank.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-04-22 23:04:54+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Deal image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

If you’re looking to refinance or take out a new home loan, you can pocket up to $6,000 in extra cash back on top of standard bank incentives with this offer from Lending Workshop.

  • Double the Reward: Get a broker cashback of $2,000 to $6,000 (based on your loan amount), plus up to $3,000 in bank cashback.
  • Competitive Rates: Secure variable rates as low as 5.54% (Comparison Rate 5.55%) for eligible large loans.
  • Expertise You Can Trust: Managed by an ex-banker with 14+ years of experience to help you find the best deal.

Ready to see how much you could save? Book an obligation-free appointment via the link in the post or give Roopali a call on 0415 719 759 to get started!

lendingworkshop.com.au
Deal: $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2026-03-31 23:52:57+00. Source: WhatsCheap Australia.
$2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China - Deal image
FinancialCashback

$2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China

If you’re looking to refinance or purchase a property, you can pocket a massive $4,888 in combined cashback with this exclusive Bank of China deal! By combining the bank's offer with the broker’s incentive, you'll secure a competitive rate while putting serious cash back in your pocket.

  • Total $4,888 Cashback: Get $2,888 from the bank plus an extra $2,000 in broker cashback (for loans of $400k+).
  • Great Rates: Owner-occupied rates start at 5.63% (CR 5.84%) and investment I/O at 5.83% (CR 6.03%).
  • Added Perks: Enjoy a first-year annual fee waiver and competitive fixed-rate options.
  • Act Fast: You must apply between 01/04/2026 and 30/06/2026 and settle by 30/09/2026—just remember to quote this offer when you contact Lending Clinic!
bankofchina.com
Deal: Margin Loan Rates ~6.25% p.a. (up to A$150,000) for Retail Investors (Was A$50,000) @ Interactive Brokers at interactivebrokers.com.au in Australia. Earlier offer. Published 2026-02-16 02:16:02+00. Source: WhatsCheap Australia.
Margin Loan Rates ~6.25% p.a. (up to A$150,000) for Retail Investors (Was A$50,000) @ Interactive Brokers - Deal image
FinancialInvestment Loan

Margin Loan Rates ~6.25% p.a. (up to A$150,000) for Retail Investors (Was A$50,000) @ Interactive Brokers

Stop what you're doing, Aussie investors! Interactive Brokers has seriously upped the game for us retail folks.

  • You can now borrow up to A$150,000 for investing (up from just $50k!).
  • The best part? Your borrowing cost is locked in at a super sharp ~6.25% p.a.
  • Grab this massive leverage boost now before they decide to change the limit again!
interactivebrokers.com.au
Deal: $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank at mebank.com.au in Australia. Earlier offer. Published 2026-02-01 23:33:45+00. Source: WhatsCheap Australia.
$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank - Deal image
FinancialCashback

$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank

Ready to pocket some serious cash just by switching your mortgage?

  • Grab a massive $6,000 total cashback when you refinance to ME Bank with a loan of $700k or more—that's $3k from ME Bank PLUS $3k from us!
  • You might even snag fantastic negotiated rates, with clients recently securing variable rates as low as 5.29% owner-occupied.
  • Don't wait around; this ongoing offer is your chance to boost your savings immediately, so reach out today!
mebank.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-01-28 22:14:00+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Deal image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

Stop scrolling, Aussie property owners! You can put serious cash back in your pocket with this massive mortgage broker cashback deal.

  • Get paid up to $6,000 just for sorting out your home loan, on top of potential bank cashbacks up to $4,000!
  • Imagine walking away with $7,000 total cashback like these recent clients did on their $850k and $1.5M loans.
  • Secure a top rate through negotiation by an ex-banker with 14+ years of experience—it’s time to make your money work harder for you.

Don't miss out—book an obligation-free chat now to see what cashback you qualify for!

lendingworkshop.com.au
Deal: $1 Worth of IBKR Stock for Every $300 Maintained in Account for 1 Year (up to US$1000 Worth of Shares) @ Interactive Brokers at interactivebrokers.com.au in Australia. Earlier offer. Published 2026-01-28 00:58:30+00. Source: WhatsCheap Australia.
$1 Worth of IBKR Stock for Every $300 Maintained in Account for 1 Year (up to US$1000 Worth of Shares) @ Interactive Brokers - Deal image
FinancialInvestment

$1 Worth of IBKR Stock for Every $300 Maintained in Account for 1 Year (up to US$1000 Worth of Shares) @ Interactive Brokers

Get rewarded just for holding your investments with Interactive Brokers! You can earn $1 worth of IBKR stock for every $300 you maintain in your account for a whole year, up to a massive $1,000 in bonus shares. This is a fantastic way to boost your portfolio, especially since you can transfer in ASX shares you already own to qualify!
interactivebrokers.com.au
Deal: $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2026-01-08 02:02:56+00. Source: WhatsCheap Australia.
$2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China - Deal image
FinancialCashback

$2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China

Don't miss out on this massive Bank of China home loan offer! You can grab a $2,888 cashback plus a first-year fee waiver when you refinance or buy, with owner-occupied variable rates starting at just 5.18% (CR 5.38%). On top of that, we'll add an extra 0.10% broker cashback spread over two years—but you need to apply by 31 March 2026!
bankofchina.com
Deal: $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2025-11-04 00:51:34+00. Source: WhatsCheap Australia.
$2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China - Deal image
FinancialCashback

$2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China

Mate, Bank of China has dropped a cracker home loan deal this November that you absolutely need to check out for your refinance or purchase!

  • Grab a massive $2,888 cashback straight into your pocket when you borrow $400K or more, plus they waive the first-year annual fee.
  • You're looking at competitive variable rates from 5.18% for owner-occupied loans—and we’ll stack an extra 0.10% broker cashback on top of that!
  • This offer is yours if you settle by 31 December 2025, so act fast and quote this deal when you contact us.
bankofchina.com
Deal: 90% LVR No LMI Home Loan – Owner Occupiers & Investors @ UBank at ubank.com.au in Australia. Earlier offer. Published 2025-10-29 23:15:00+00. Source: WhatsCheap Australia.
90% LVR No LMI Home Loan – Owner Occupiers & Investors @ UBank - Deal image
FinancialHome Loan

90% LVR No LMI Home Loan – Owner Occupiers & Investors @ UBank

STOP SCROLLING! Your dream Aussie property just got WAY easier to snag without draining your savings!

  • You can now jump into the market with just a 10% deposit and kiss Lenders Mortgage Insurance (LMI) goodbye thanks to UBank's incredible 90% LVR offer—massive savings right there!
  • This killer deal applies to both owner-occupiers and investors, making it one of the hottest lending options launching from October 30th, 2025.
  • Seriously, skip the hassle and compare it against those minimal cashback offers from ANZ or ME Bank; this is pure upfront value!
  • Get in touch with Sach at Rannar Loans today to lock this in!
ubank.com.au