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Refinance deals in Australia: 16 offer records from Australian retailers and community submissions. Latest offer: Refer a Friend to Unloan via Finder & Receive When They Refinance for $500, posted 2 Oct 2026.
Tag
Refinance
Country
Australia
Offer records
16

Refinance Deals Australia

Offers and price history for refinance from Australian retailers and community submissions.

Latest offer: Refer a Friend to Unloan via Finder & Receive When They Refinance for $500, posted 2 Oct 2026.

Offer history (16)

Deal: Refer a Friend to Unloan via Finder & Receive When They Refinance with recorded price $500 AUD at finder.com.au in Australia. Earlier offer. Published 2026-10-02 01:31:54+00. Source: WhatsCheap Australia.
Refer a Friend to Unloan via Finder & Receive When They Refinance - Deal image
$500
FinancialHome Loan

Refer a Friend to Unloan via Finder & Receive When They Refinance

Here's an easy $500 for basically doing nothing but sharing a link.

  • Refer a friend to Unloan through Finder using your unique referral link
  • You'll score $500 when they refinance, and there's no limit on how many mates you can refer
  • Just log into your Finder dashboard to grab your link and start sharing
finder.com.au
Deal: Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback at bankofchina.com in Australia. Earlier offer. Published 2026-09-30 03:21:25+00. Source: WhatsCheap Australia.
Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback - Deal image
FinancialCashback

Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback

If you're refinancing or buying before year's end, Bank of China is throwing $2,888 cashback at you — and that's before the extra broker bonus kicks in.

  • Owner occupiers paying principal & interest get 5.93% p.a. (6.31% comparison rate) on loans $100k+
  • Investors on interest-only score 6.33% p.a. (6.53% comparison rate) for loans $250k+
  • Stack the broker cashback on top ($101 per $100k) and a $600k loan lands you around $3,494 total
  • Apply between 1 Oct and 31 Dec 2026, settle by 31 Mar 2027, and hold the loan through the clawback period (18–24 months)

First-year annual fee is $0 if you set up direct debit from a BOC account, and it's a free broker service — so you've got nothing to lose by asking Sach at Rannar Loans (0479 181 437) whether this stacks up against your current lender.

bankofchina.com
Deal: $50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group at facebook.com in Australia. Earlier offer. Published 2026-09-02 10:47:43+00. Source: WhatsCheap Australia.
$50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group - Deal image
FinancialHome Loan

$50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group

Getting a mortgage review? You might as well get paid $50 just for asking!

  • Score a free $50 prepaid gift card for the first 40 qualified home loan enquiries at Lokie Group
  • Unlock extra settlement rewards from $200 up to $500 depending on your loan amount
  • Compare top lender perks like cashbacks up to $3,000 or zero annual fees

Just chat with Marco to review your options and lock in your spot!

facebook.com
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-08-20 13:01:20+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Deal image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

Looking to refinance or buy a property? Roopali from Lending Workshop is offering a massive broker cashback of up to $6,000 on top of any bank cashbacks—meaning you could pocket up to $10,000 total!

  • Broker Cashback: Get $2,000 to $6,000 back (for loans starting from $500,000), paid out at 13 and 25 months.
  • Competitive Rates: Variable rates starting from 5.88% p.a. (Comparison Rate 6.08%) for owner-occupiers.
  • Expert Help: Deal with an ex-banker with 15+ years of experience—book a free, no-obligation chat to see how much you can save!
lendingworkshop.com.au
Deal: Offset Variable Home Loan Refinance: Owner Occupied P&I, up to 80% LVR 5.95% p.a. (CR 6.14%) @ BankAus at bankaust.com.au in Australia. Earlier offer. Published 2026-07-31 02:27:24+00. Source: WhatsCheap Australia.
Offset Variable Home Loan Refinance: Owner Occupied P&I, up to 80% LVR 5.95% p.a. (CR 6.14%) @ BankAus - Deal image
FinancialHome Loan

Offset Variable Home Loan Refinance: Owner Occupied P&I, up to 80% LVR 5.95% p.a. (CR 6.14%) @ BankAus

Time to give your mortgage a health check because Bank Australia just dropped a seriously hot refinancing rate with a sub-6% deal!

  • Snag a sweet 5.95% p.a. variable rate (6.14% CR) with full offset features for owner-occupier P&I up to 80% LVR.
  • Enjoy $0 application, valuation, legal, and settlement fees, plus the $199 annual fee covered completely for the first 2 years.
  • Set up unlimited offset accounts to help crush your interest faster.
  • Exclusive OzBargain perk: work directly with experienced broker James Sim (over 188 five-star reviews!) with zero broker fees.

Just make sure you get your external refinance funded by 30 October 2026 to lock it in!

bankaust.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-07-09 11:52:24+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Placeholder image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

If you’re looking at refinancing or taking out a new home loan, you could pocket up to $10,000 in total cashback with this massive offer from Lending Workshop! By combining a potential $4,000 bank incentive with Roopali’s exclusive broker cashback, you can significantly lower your effective costs.

  • Get up to $6,000 extra back directly from the broker (plus any available bank cashback).
  • Cashback tiers: $2k for loans over $500k, $3k for $750k+, $4k for $1M+, and $6k for $1.5M+.
  • Expert guidance: Benefit from 15+ years of banking experience to help you find competitive rates starting from 5.84% p.a.
  • Easy start: Book a free, no-obligation appointment via this link to see how much you could save on your specific mortgage.

General advice warning applies; please check the full terms and conditions to ensure this deal fits your financial situation.

lendingworkshop.com.au
Deal: $2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2026-06-30 23:23:51+00. Source: WhatsCheap Australia.
$2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China - Deal image
FinancialCashback

$2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China

Looking to refinance or buy a new property? You can score a massive $4,888 in combined cash back—$2,888 from Bank of China plus an extra $2,000 broker reward—when you take out a loan of at least $400k.

  • Big Savings: Get $2,888 cash back from the bank plus an exclusive $2,000 broker bonus.
  • Great Rates: Variable rates starting from just 5.88% (5.93%–6.13% CR) for owner-occupiers.
  • Bonus Perk: Enjoy a first-year annual fee waiver when you set up direct debits.
  • Act Fast: You’ll need to submit your application between 1 July 2026 and 30 September 2026 to lock this in.

Reach out to Arman at Lending Clinic (0431 825 128) to get started and quote this offer to secure your cash back!

bankofchina.com
Deal: $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank at mebank.com.au in Australia. Earlier offer. Published 2026-04-30 12:14:23+00. Source: WhatsCheap Australia.
$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank - Deal image
FinancialCashback

$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank

Looking to switch up your home loan? You can pocket a massive $5,000 total cashback by refinancing with ME Bank through Lending Clinic!

  • The Big Payout: Get $3,000 from ME Bank (for loans over $700k, LVR up to 80%) plus an extra $2,000 cash back from the broker.
  • Why it’s a winner: Enjoy competitive variable rates starting from 5.83% and the flexibility of up to 10 offset accounts.
  • Act Fast: This offer is available for applications submitted between 1 May 2026 and 28 August 2026.

Reach out to Arman at Lending Clinic (0431 825 128) to lock this in—they might even be able to snag you a better rate than what’s listed online!

mebank.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-04-22 23:04:54+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Deal image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

If you’re looking to refinance or take out a new home loan, you can pocket up to $6,000 in extra cash back on top of standard bank incentives with this offer from Lending Workshop.

  • Double the Reward: Get a broker cashback of $2,000 to $6,000 (based on your loan amount), plus up to $3,000 in bank cashback.
  • Competitive Rates: Secure variable rates as low as 5.54% (Comparison Rate 5.55%) for eligible large loans.
  • Expertise You Can Trust: Managed by an ex-banker with 14+ years of experience to help you find the best deal.

Ready to see how much you could save? Book an obligation-free appointment via the link in the post or give Roopali a call on 0415 719 759 to get started!

lendingworkshop.com.au
Deal: Bank of China – 5.43% Variable (5.64% CPR) + $2,888 Cashback — BOC Still Offering Pre-Rate-Rise Interest Rates at bankofchina.com in Australia. Earlier offer. Published 2026-04-06 22:09:42+00. Source: WhatsCheap Australia.
Bank of China – 5.43% Variable (5.64% CPR) + $2,888 Cashback — BOC Still Offering Pre-Rate-Rise Interest Rates - Deal image
FinancialCashback

Bank of China – 5.43% Variable (5.64% CPR) + $2,888 Cashback — BOC Still Offering Pre-Rate-Rise Interest Rates

Stop overpaying on your home loan! While most banks are hiking rates, Bank of China is holding the line with a competitive 5.43% p.a. variable rate, and you can pocket a massive cash bonus on top.

  • Big Cash Back: Get $2,888 from the bank plus extra broker cashback ($101 per $100k of your loan).
  • Lower Rates: Lock in 5.43% (OO) variable, which is significantly lower than the current market average.
  • Added Perks: Offset accounts are available, and you get your first-year annual fee waived with a direct debit.

Apply by 30 April 2026 to secure this rate and get your cashback journey started. Contact Sach at Rannar Loans on 0479 181 437 to see how much you can save!

bankofchina.com
Deal: $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2026-03-31 23:52:57+00. Source: WhatsCheap Australia.
$2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China - Deal image
FinancialCashback

$2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China

If you’re looking to refinance or purchase a property, you can pocket a massive $4,888 in combined cashback with this exclusive Bank of China deal! By combining the bank's offer with the broker’s incentive, you'll secure a competitive rate while putting serious cash back in your pocket.

  • Total $4,888 Cashback: Get $2,888 from the bank plus an extra $2,000 in broker cashback (for loans of $400k+).
  • Great Rates: Owner-occupied rates start at 5.63% (CR 5.84%) and investment I/O at 5.83% (CR 6.03%).
  • Added Perks: Enjoy a first-year annual fee waiver and competitive fixed-rate options.
  • Act Fast: You must apply between 01/04/2026 and 30/06/2026 and settle by 30/09/2026—just remember to quote this offer when you contact Lending Clinic!
bankofchina.com
Deal: $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank at mebank.com.au in Australia. Earlier offer. Published 2026-02-01 23:33:45+00. Source: WhatsCheap Australia.
$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank - Deal image
FinancialCashback

$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank

Ready to pocket some serious cash just by switching your mortgage?

  • Grab a massive $6,000 total cashback when you refinance to ME Bank with a loan of $700k or more—that's $3k from ME Bank PLUS $3k from us!
  • You might even snag fantastic negotiated rates, with clients recently securing variable rates as low as 5.29% owner-occupied.
  • Don't wait around; this ongoing offer is your chance to boost your savings immediately, so reach out today!
mebank.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-01-28 22:14:00+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Deal image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

Stop scrolling, Aussie property owners! You can put serious cash back in your pocket with this massive mortgage broker cashback deal.

  • Get paid up to $6,000 just for sorting out your home loan, on top of potential bank cashbacks up to $4,000!
  • Imagine walking away with $7,000 total cashback like these recent clients did on their $850k and $1.5M loans.
  • Secure a top rate through negotiation by an ex-banker with 14+ years of experience—it’s time to make your money work harder for you.

Don't miss out—book an obligation-free chat now to see what cashback you qualify for!

lendingworkshop.com.au
Deal: $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2026-01-08 02:02:56+00. Source: WhatsCheap Australia.
$2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China - Deal image
FinancialCashback

$2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China

Don't miss out on this massive Bank of China home loan offer! You can grab a $2,888 cashback plus a first-year fee waiver when you refinance or buy, with owner-occupied variable rates starting at just 5.18% (CR 5.38%). On top of that, we'll add an extra 0.10% broker cashback spread over two years—but you need to apply by 31 March 2026!
bankofchina.com
Deal: Queensland Country Bank Refinance Cashback $4000, min loan $300,000 Ultimate Home Loan Package $395 Annual Fee OO 5.19% pa at queenslandcountry.bank in Australia. Earlier offer. Published 2025-12-11 23:35:14+00. Source: WhatsCheap Australia.
Queensland Country Bank Refinance Cashback $4000, min loan $300,000 Ultimate Home Loan Package $395 Annual Fee OO 5.19% pa - Deal image
FinancialCashback

Queensland Country Bank Refinance Cashback $4000, min loan $300,000 Ultimate Home Loan Package $395 Annual Fee OO 5.19% pa

Mate, you seriously need to check out this home loan refinance deal from Queensland Country Bank – you could score a massive $4,000 cashback!

  • This offer is for their Ultimate Home Loan Package, featuring a sharp 5.19% p.a. rate (minimum $300k loan needed).
  • While there’s a $395 annual fee, getting four grand back makes the math look fantastic if you're refinancing now.
  • Don't wait too long; this is a cracker deal for permanent residents looking to switch lenders!
queenslandcountry.bank
Deal: $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2025-11-04 00:51:34+00. Source: WhatsCheap Australia.
$2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China - Deal image
FinancialCashback

$2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China

Mate, Bank of China has dropped a cracker home loan deal this November that you absolutely need to check out for your refinance or purchase!

  • Grab a massive $2,888 cashback straight into your pocket when you borrow $400K or more, plus they waive the first-year annual fee.
  • You're looking at competitive variable rates from 5.18% for owner-occupied loans—and we’ll stack an extra 0.10% broker cashback on top of that!
  • This offer is yours if you settle by 31 December 2025, so act fast and quote this deal when you contact us.
bankofchina.com