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Loan deals in Australia: 38 offer records from Australian retailers and community submissions. Latest offer: Geely EX5, EX2 & Starray EM-I 36-Month Finance 0.68% at Geely, posted 2 Nov 2026.
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Loan
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Australia
Offer records
38

Loan Deals Australia

Offers and price history for loan from Australian retailers and community submissions.

Latest offer: Geely EX5, EX2 & Starray EM-I 36-Month Finance 0.68% at Geely, posted 2 Nov 2026.

Offer history (38)

Deal: Geely EX5, EX2 & Starray EM-I 36-Month Finance 0.68% at Geely at geely.com.au in Australia. Offer record. Published 2026-11-02 12:52:47+00. Source: WhatsCheap Australia.
Geely EX5, EX2 & Starray EM-I 36-Month Finance 0.68% at Geely - Deal image
AutomotiveCar

Geely EX5, EX2 & Starray EM-I 36-Month Finance 0.68% at Geely

Geely is running a strong finance offer across its full lineup right now.

  • $0 deposit with a 36-month term
  • 0.68% p.a. comparison rate
  • Bonus 1000kWh public charging credit when you trade in

With interest rates where they are, a 0% deposit and sub-1% rate is genuinely worth a look if you're in the market.

geely.com.au
Deal: Refer a Friend to Unloan via Finder & Receive When They Refinance with recorded price $500 AUD at finder.com.au in Australia. Earlier offer. Published 2026-10-02 01:31:54+00. Source: WhatsCheap Australia.
Refer a Friend to Unloan via Finder & Receive When They Refinance - Deal image
$500
FinancialHome Loan

Refer a Friend to Unloan via Finder & Receive When They Refinance

Here's an easy $500 for basically doing nothing but sharing a link.

  • Refer a friend to Unloan through Finder using your unique referral link
  • You'll score $500 when they refinance, and there's no limit on how many mates you can refer
  • Just log into your Finder dashboard to grab your link and start sharing
finder.com.au
Deal: Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback at bankofchina.com in Australia. Earlier offer. Published 2026-09-30 03:21:25+00. Source: WhatsCheap Australia.
Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback - Deal image
FinancialCashback

Bank of China – 5.93% p.a. Owner Occupier P&I (6.31% CR) / 6.33% Investment IO + $2,888 Cashback + Broker Cashback

If you're refinancing or buying before year's end, Bank of China is throwing $2,888 cashback at you — and that's before the extra broker bonus kicks in.

  • Owner occupiers paying principal & interest get 5.93% p.a. (6.31% comparison rate) on loans $100k+
  • Investors on interest-only score 6.33% p.a. (6.53% comparison rate) for loans $250k+
  • Stack the broker cashback on top ($101 per $100k) and a $600k loan lands you around $3,494 total
  • Apply between 1 Oct and 31 Dec 2026, settle by 31 Mar 2027, and hold the loan through the clawback period (18–24 months)

First-year annual fee is $0 if you set up direct debit from a BOC account, and it's a free broker service — so you've got nothing to lose by asking Sach at Rannar Loans (0479 181 437) whether this stacks up against your current lender.

bankofchina.com
Deal: Mystate Bank – 5.99% Home Loan + $650 Fees Waived + Broker Cashback at mystate.com.au in Australia. Earlier offer. Published 2026-09-21 22:02:41+00. Source: WhatsCheap Australia.
Mystate Bank – 5.99% Home Loan + $650 Fees Waived + Broker Cashback - Deal image
FinancialHome Loan

Mystate Bank – 5.99% Home Loan + $650 Fees Waived + Broker Cashback

If you're refinancing an owner-occupied home loan, this MyState Bank offer is worth a serious look — 5.99% p.a. variable (6.04% comparison rate) with $650 in upfront fees wiped clean.

  • Up to 70% LVR, owner-occupied P&I, eligible new refinances (applications 27 Aug – 18 Dec 2026)
  • Stack it with broker cashback: $101 per $100k of loan balance — so a $700k refinance gets you $707 cashback
  • That's $650 fee waiver + $707 cashback = $1,357 total benefit on a $700k loan

Other cashbacks might look bigger (ME Bank's $3,000, ANZ's $3,000 first home buyer bonus), but the real comparison is rate + fees + cashback + features — don't just chase the headline number. Cashback is paid in two instalments at months 12 and 24 (min $400k loan, must stay in the loan through the clawback period).

Want to see how your current loan stacks up? DM Sach your balance, rate and property value — or call 0479 181 437. Eligibility, lending criteria and clawback periods apply; rates subject to change.

mystate.com.au
Deal: $50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group at facebook.com in Australia. Earlier offer. Published 2026-09-02 10:47:43+00. Source: WhatsCheap Australia.
$50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group - Deal image
FinancialHome Loan

$50 eGift Card for First 40 Eligible Home Loan Enquiry @ Lokie Group

Getting a mortgage review? You might as well get paid $50 just for asking!

  • Score a free $50 prepaid gift card for the first 40 qualified home loan enquiries at Lokie Group
  • Unlock extra settlement rewards from $200 up to $500 depending on your loan amount
  • Compare top lender perks like cashbacks up to $3,000 or zero annual fees

Just chat with Marco to review your options and lock in your spot!

facebook.com
Deal: Paid to Your Bank for Uploading Your Car Loan Details @ RealRates with recorded price $20 AUD at realrates.com.au in Australia. Earlier offer. Published 2026-08-24 05:51:13+00. Source: WhatsCheap Australia.
Paid to Your Bank for Uploading Your Car Loan Details @ RealRates - Deal image
$20
AutomotiveCar Loan

Paid to Your Bank for Uploading Your Car Loan Details @ RealRates

Want an easy $20 just for sharing a few details about your recent car loan? A clever Melbourne developer is paying cold hard cash straight to your Aussie bank account to help build a new transparent comparison site—no purchases required!

  • Get $20 sent directly to your bank account
  • Takes just a few minutes to upload a recent car loan offer and enter your details
  • 100% safe and private (only anonymised data is used)
realrates.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-08-20 13:01:20+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Deal image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

Looking to refinance or buy a property? Roopali from Lending Workshop is offering a massive broker cashback of up to $6,000 on top of any bank cashbacks—meaning you could pocket up to $10,000 total!

  • Broker Cashback: Get $2,000 to $6,000 back (for loans starting from $500,000), paid out at 13 and 25 months.
  • Competitive Rates: Variable rates starting from 5.88% p.a. (Comparison Rate 6.08%) for owner-occupiers.
  • Expert Help: Deal with an ex-banker with 15+ years of experience—book a free, no-obligation chat to see how much you can save!
lendingworkshop.com.au
Deal: $1000 Credit Each Referral Bonus for Referrer & Referee (Loans Settling at k and above) @ Athena Home Loan with recorded price $350 AUD at athena.com.au in Australia. Earlier offer. Published 2026-08-18 01:58:52+00. Source: WhatsCheap Australia.
$1000 Credit Each Referral Bonus for Referrer & Referee (Loans Settling at k and above) @ Athena Home Loan - Deal image
$350
FinancialHome Loan

$1000 Credit Each Referral Bonus for Referrer & Referee (Loans Settling at k and above) @ Athena Home Loan

Want an easy grand? Refer a mate to Athena Home Loan and you'll both pocket a massive $1,000 cash credit when their loan settles!

  • Get $1,000 each for loans settling at $350k and above
  • Still score $250 each if the loan is under $350k
  • There's zero limit on how many mates you can refer, so spread the wealth!
athena.com.au
Deal: Offset Variable Home Loan Refinance: Owner Occupied P&I, up to 80% LVR 5.95% p.a. (CR 6.14%) @ BankAus at bankaust.com.au in Australia. Earlier offer. Published 2026-07-31 02:27:24+00. Source: WhatsCheap Australia.
Offset Variable Home Loan Refinance: Owner Occupied P&I, up to 80% LVR 5.95% p.a. (CR 6.14%) @ BankAus - Deal image
FinancialHome Loan

Offset Variable Home Loan Refinance: Owner Occupied P&I, up to 80% LVR 5.95% p.a. (CR 6.14%) @ BankAus

Time to give your mortgage a health check because Bank Australia just dropped a seriously hot refinancing rate with a sub-6% deal!

  • Snag a sweet 5.95% p.a. variable rate (6.14% CR) with full offset features for owner-occupier P&I up to 80% LVR.
  • Enjoy $0 application, valuation, legal, and settlement fees, plus the $199 annual fee covered completely for the first 2 years.
  • Set up unlimited offset accounts to help crush your interest faster.
  • Exclusive OzBargain perk: work directly with experienced broker James Sim (over 188 five-star reviews!) with zero broker fees.

Just make sure you get your external refinance funded by 30 October 2026 to lock it in!

bankaust.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-07-09 11:52:24+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Placeholder image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

If you’re looking at refinancing or taking out a new home loan, you could pocket up to $10,000 in total cashback with this massive offer from Lending Workshop! By combining a potential $4,000 bank incentive with Roopali’s exclusive broker cashback, you can significantly lower your effective costs.

  • Get up to $6,000 extra back directly from the broker (plus any available bank cashback).
  • Cashback tiers: $2k for loans over $500k, $3k for $750k+, $4k for $1M+, and $6k for $1.5M+.
  • Expert guidance: Benefit from 15+ years of banking experience to help you find competitive rates starting from 5.84% p.a.
  • Easy start: Book a free, no-obligation appointment via this link to see how much you could save on your specific mortgage.

General advice warning applies; please check the full terms and conditions to ensure this deal fits your financial situation.

lendingworkshop.com.au
Deal: 100,000 Bonus Velocity or Qantas Points with $100,000 Line of Credit Approval & $15,000 Spend in 3 Months @ Octet (New Customer) at octet.com in Australia. Earlier offer. Published 2026-07-08 01:08:25+00. Source: WhatsCheap Australia.
100,000 Bonus Velocity or Qantas Points with $100,000 Line of Credit Approval & $15,000 Spend in 3 Months @ Octet (New Customer) - Deal image
FinancialFrequent Flyer

100,000 Bonus Velocity or Qantas Points with $100,000 Line of Credit Approval & $15,000 Spend in 3 Months @ Octet (New Customer)

If you’re a business owner, this is a massive way to turn your regular expenses into your next holiday! You can snag a whopping 100,000 bonus Velocity or Qantas points just by using an Octet line of credit for your day-to-day bills like payroll, rent, and ATO payments.

  • The Big Reward: Earn 100,000 bonus Qantas or Velocity points when you spend $15,000 on your new Octet facility within the first 3 months.
  • Save on Fees: Enjoy no monthly or annual fees—you only pay a transaction fee on the credit you actually use.
  • Flexible Capital: Get access to an unsecured line of credit up to $100,000 to help manage your cash flow.
  • The Deadline: This offer is available for new customers who apply by 31 December 2026.

Just remember, you'll need to keep earning points with your chosen airline program for at least 12 months to keep the bonus!

octet.com
Deal: MG HS & S5 EV 0% Finance over 3 Years @ MG at shop.mgmotor.com.au in Australia. Earlier offer. Published 2026-07-08 03:22:09+00. Source: WhatsCheap Australia.
MG HS & S5 EV 0% Finance over 3 Years @ MG - Deal image
AutomotiveCar

MG HS & S5 EV 0% Finance over 3 Years @ MG

Looking to upgrade your ride without the sting of interest payments? MG is currently offering an incredible 0% finance deal over 3 years, meaning you can drive away a brand-new car while keeping your hard-earned money in your pocket.

  • MG HS range: Starts from just $34,990 drive away.
  • MG S5 EV range: Starts from $41,990 drive away.
  • Zero interest, zero stress: Enjoy a 3-year term with no balloon payments, no deposit required, and absolutely no establishment or account fees.

Grab this offer before it expires on 30 September 2026!

shop.mgmotor.com.au
Deal: Get up to $3,200 Prepaid Visa eGift Card When Your Loan Is Funded by Harmoney via Econnex at econnex.com.au in Australia. Earlier offer. Published 2026-07-07 07:49:04+00. Source: WhatsCheap Australia.
Get up to $3,200 Prepaid Visa eGift Card When Your Loan Is Funded by Harmoney via Econnex - Placeholder image
FinancialLoan

Get up to $3,200 Prepaid Visa eGift Card When Your Loan Is Funded by Harmoney via Econnex

Need a financial boost? You can score a massive Prepaid Visa eGift Card of up to $3,200 when you fund a personal loan with Harmoney through Econnex between July 7th and July 12th, 2026!

  • Get rewarded for your loan: Earn eGift cards ranging from $150 for a $2k loan, all the way up to $3,200 for loans of $75k or more.
  • Easy application: Simply apply via the designated Econnex campaign link during the promotional period.
  • Great value: This is a fantastic way to add some extra spending power to your pocket once your loan is successfully funded.

Just a heads up: Ensure your email is correct when applying, as your digital gift card will be sent to that address 3-4 months after your loan is funded.

econnex.com.au
Deal: Up to $15,000 10-Year Interest-Free Loan for Reverse Cycle Air Conditioner @ NSW Home Energy Saver, Brighte, Plenti at energy.nsw.gov.au in Australia. Earlier offer. Published 2026-07-07 02:14:21+00. Source: WhatsCheap Australia.
Up to $15,000 10-Year Interest-Free Loan for Reverse Cycle Air Conditioner @ NSW Home Energy Saver, Brighte, Plenti - Deal image
Electrical & ElectronicsAir Conditioner

Up to $15,000 10-Year Interest-Free Loan for Reverse Cycle Air Conditioner @ NSW Home Energy Saver, Brighte, Plenti

Looking to upgrade your home comfort without the sting of high-interest repayments? You can now access an interest-free loan of up to $15,000 through the NSW Home Energy Saver scheme to help with those big-ticket energy upgrades.

  • Finance up to $15,000: Get 0% interest, $0 deposit, and $0 fees for up to 10 years.
  • Versatile upgrades: Use it for ducted/split air conditioners, heat pump hot water systems, induction cooktops, or DC ceiling fans.
  • Flexible choice: It’s available to homeowners, landlords, and even strata properties—plus, you can use your own preferred Brighte or Plenti-approved installer.
  • Smart savings: By avoiding typical loan interest, you're potentially saving thousands compared to standard finance or using your own cash.

Whether you're prepping for summer or just looking to improve your home's efficiency, this is a fantastic way to spread the cost without losing a cent to interest!

energy.nsw.gov.au
Deal: 0% Interest & No Monthly Fees Finance via Afterpay Pay Monthly (Instalment Terms 6, 12 or 24 Months) @ Apple Store AU at apple.com in Australia. Earlier offer. Published 2026-07-03 00:08:00+00. Source: WhatsCheap Australia.
0% Interest & No Monthly Fees Finance via Afterpay Pay Monthly (Instalment Terms 6, 12 or 24 Months) @ Apple Store AU - Placeholder image
Electrical & ElectronicsLoan

0% Interest & No Monthly Fees Finance via Afterpay Pay Monthly (Instalment Terms 6, 12 or 24 Months) @ Apple Store AU

Upgrade your tech setup without breaking the bank! Apple has just launched a new way to grab the latest gear with 0% interest and absolutely zero monthly fees.

  • Choose from iPhone, iPad, Mac, or Apple Watch models with flexible 6, 12, or 24-month repayment terms.
  • Use the Apple Trade-In program first to lower your total financed amount even further.
  • Simply select "Afterpay Pay Monthly" at the Apple Store checkout for instant approval.

It’s a fantastic way to spread the cost of a new device while keeping your budget perfectly balanced.

apple.com
Deal: $2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2026-06-30 23:23:51+00. Source: WhatsCheap Australia.
$2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China - Deal image
FinancialCashback

$2,888 + $2,000 Home Loan Cashback, OOC 5.88%-5.93% (CR 6.08%-6.13%) & INV I/O 6.08%-6.13% (CR 6.28%-6.33%) @ Bank of China

Looking to refinance or buy a new property? You can score a massive $4,888 in combined cash back—$2,888 from Bank of China plus an extra $2,000 broker reward—when you take out a loan of at least $400k.

  • Big Savings: Get $2,888 cash back from the bank plus an exclusive $2,000 broker bonus.
  • Great Rates: Variable rates starting from just 5.88% (5.93%–6.13% CR) for owner-occupiers.
  • Bonus Perk: Enjoy a first-year annual fee waiver when you set up direct debits.
  • Act Fast: You’ll need to submit your application between 1 July 2026 and 30 September 2026 to lock this in.

Reach out to Arman at Lending Clinic (0431 825 128) to get started and quote this offer to secure your cash back!

bankofchina.com
Deal: 5.80%p.a. Variable Home Loan / Refinance for Essential Workers (OO P&I, New Loans Only, Min k, 5.85%p.a. CR) @ Unity Bank with recorded price $100 AUD at unity.bank in Australia. Earlier offer. Published 2026-06-17 10:36:54+00. Source: WhatsCheap Australia.
5.80%p.a. Variable Home Loan / Refinance for Essential Workers (OO P&I, New Loans Only, Min k, 5.85%p.a. CR) @ Unity Bank - Placeholder image
$100
FinancialHome Loan

5.80%p.a. Variable Home Loan / Refinance for Essential Workers (OO P&I, New Loans Only, Min k, 5.85%p.a. CR) @ Unity Bank

Calling all frontline heroes—if you're looking to save on your mortgage, this is a massive deal from Unity Bank designed specifically for essential workers. You’re looking at a super competitive 5.80% p.a. variable rate that includes all the bells and whistles without the hidden costs.

  • Big perks: Enjoy a 100% offset account, unlimited redraws, and zero monthly or establishment fees.
  • Extra cash: They’ll even chip in up to $1,000 towards your third-party costs.
  • Flexible assessment: If you’re a nurse, teacher, police officer, or other essential worker, they may assess 100% of your overtime and shift allowances.
  • Great LVR: You can borrow up to 95% LVR for this new loan or refinance.
unity.bank
Deal: 2k-4K Home loan refinance cashback@IMB BANK at cdn.prod.website-files.com in Australia. Earlier offer. Published 2026-05-15 10:41:51+00. Source: WhatsCheap Australia.
2k-4K Home loan refinance cashback@IMB BANK - Deal image
FinancialHome Loan

2k-4K Home loan refinance cashback@IMB BANK

If you’ve been thinking about switching up your home loan, now is the perfect time to check out IMB Bank’s latest refinance offer. You could pocket some serious cash just for making the move:

  • $2,000 back for loans between $250k–$499k
  • $3,000 back for loans between $500k–$749k
  • $4,000 back for loans of $750k or more

It’s a great way to put some extra money back in your pocket, provided you’re happy to stick with them for at least a year. Definitely worth reviewing your current rates to see if you can snag these savings!

cdn.prod.website-files.co...
Deal: $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank at mebank.com.au in Australia. Earlier offer. Published 2026-04-30 12:14:23+00. Source: WhatsCheap Australia.
$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank - Deal image
FinancialCashback

$3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $2,000 Broker Cashback @ ME Bank

Looking to switch up your home loan? You can pocket a massive $5,000 total cashback by refinancing with ME Bank through Lending Clinic!

  • The Big Payout: Get $3,000 from ME Bank (for loans over $700k, LVR up to 80%) plus an extra $2,000 cash back from the broker.
  • Why it’s a winner: Enjoy competitive variable rates starting from 5.83% and the flexibility of up to 10 offset accounts.
  • Act Fast: This offer is available for applications submitted between 1 May 2026 and 28 August 2026.

Reach out to Arman at Lending Clinic (0431 825 128) to lock this in—they might even be able to snag you a better rate than what’s listed online!

mebank.com.au
Deal: $2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop at lendingworkshop.com.au in Australia. Earlier offer. Published 2026-04-22 23:04:54+00. Source: WhatsCheap Australia.
$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop - Deal image
FinancialCashback

$2,000 - $6,000 Mortgage Broker Cashback (Minimum Loan $500,000) @ Lending Workshop

If you’re looking to refinance or take out a new home loan, you can pocket up to $6,000 in extra cash back on top of standard bank incentives with this offer from Lending Workshop.

  • Double the Reward: Get a broker cashback of $2,000 to $6,000 (based on your loan amount), plus up to $3,000 in bank cashback.
  • Competitive Rates: Secure variable rates as low as 5.54% (Comparison Rate 5.55%) for eligible large loans.
  • Expertise You Can Trust: Managed by an ex-banker with 14+ years of experience to help you find the best deal.

Ready to see how much you could save? Book an obligation-free appointment via the link in the post or give Roopali a call on 0415 719 759 to get started!

lendingworkshop.com.au
Deal: Home Loan Refinance Cashback: up to $4,000 @ IMB, Newcastle Permanent, BOQ, ME Bank, Queensland Country + More at queenslandcountry.bank in Australia. Earlier offer. Published 2026-04-14 23:58:49+00. Source: WhatsCheap Australia.
Home Loan Refinance Cashback: up to $4,000 @ IMB, Newcastle Permanent, BOQ, ME Bank, Queensland Country + More - Deal image
FinancialHome Loan

Home Loan Refinance Cashback: up to $4,000 @ IMB, Newcastle Permanent, BOQ, ME Bank, Queensland Country + More

If you’ve been waiting for the Big Four to bring back refinance cashbacks, it’s time to look elsewhere! You can score up to $4,000 in cashback by switching to one of these regional or customer-owned banks, but make sure to run the numbers on your interest rate first.

  • Biggest Payday: Up to $4,000 cashback available via Queensland Country Bank and Police Bank.
  • Top Contenders: Other solid offers from Newcastle Permanent, IMB, ME Bank, BOQ, and more.
  • Pro-Tip: Check your loan size and settlement deadlines, and watch out for the standard 24-month "clawback" period—IMB is a rare standout with only 12 months!

Click through to the lenders' sites to compare the T&Cs and see which deal puts the most cash in your pocket.

queenslandcountry.bank
Deal: 5.60%p.a. Variable Home Loan / Refinance for Essential Workers (New Loans Only, Min k Loan, 5.65%p.a.CR) @ G&C Mutual Bank with recorded price $100 AUD at gcmutual.bank in Australia. Earlier offer. Published 2026-04-15 01:13:53+00. Source: WhatsCheap Australia.
5.60%p.a. Variable Home Loan / Refinance for Essential Workers (New Loans Only, Min k Loan, 5.65%p.a.CR) @ G&C Mutual Bank - Deal image
$100
FinancialHome Loan

5.60%p.a. Variable Home Loan / Refinance for Essential Workers (New Loans Only, Min k Loan, 5.65%p.a.CR) @ G&C Mutual Bank

If you’re an essential worker looking to slash your mortgage costs, this G&C Mutual Bank offer is a fantastic way to refinance or secure a new home loan. You'll benefit from a competitive 5.60% p.a. variable rate (5.65% p.a. CR) with absolutely no ongoing fees to worry about.

Here is why this deal is a winner:

  • 100% offset account included to help you pay off your loan faster.
  • Up to $1,000 covered for your initial third-party costs.
  • Flexible features like unlimited redraws and extra repayments.
  • Great for frontline workers (nurses, teachers, police, emergency services, etc.) with potential for 100% assessment of your overtime and shift allowances.
gcmutual.bank
Deal: Bank of China – 5.43% Variable (5.64% CPR) + $2,888 Cashback — BOC Still Offering Pre-Rate-Rise Interest Rates at bankofchina.com in Australia. Earlier offer. Published 2026-04-06 22:09:42+00. Source: WhatsCheap Australia.
Bank of China – 5.43% Variable (5.64% CPR) + $2,888 Cashback — BOC Still Offering Pre-Rate-Rise Interest Rates - Deal image
FinancialCashback

Bank of China – 5.43% Variable (5.64% CPR) + $2,888 Cashback — BOC Still Offering Pre-Rate-Rise Interest Rates

Stop overpaying on your home loan! While most banks are hiking rates, Bank of China is holding the line with a competitive 5.43% p.a. variable rate, and you can pocket a massive cash bonus on top.

  • Big Cash Back: Get $2,888 from the bank plus extra broker cashback ($101 per $100k of your loan).
  • Lower Rates: Lock in 5.43% (OO) variable, which is significantly lower than the current market average.
  • Added Perks: Offset accounts are available, and you get your first-year annual fee waived with a direct debit.

Apply by 30 April 2026 to secure this rate and get your cashback journey started. Contact Sach at Rannar Loans on 0479 181 437 to see how much you can save!

bankofchina.com
Deal: $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China at bankofchina.com in Australia. Earlier offer. Published 2026-03-31 23:52:57+00. Source: WhatsCheap Australia.
$2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China - Deal image
FinancialCashback

$2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China

If you’re looking to refinance or purchase a property, you can pocket a massive $4,888 in combined cashback with this exclusive Bank of China deal! By combining the bank's offer with the broker’s incentive, you'll secure a competitive rate while putting serious cash back in your pocket.

  • Total $4,888 Cashback: Get $2,888 from the bank plus an extra $2,000 in broker cashback (for loans of $400k+).
  • Great Rates: Owner-occupied rates start at 5.63% (CR 5.84%) and investment I/O at 5.83% (CR 6.03%).
  • Added Perks: Enjoy a first-year annual fee waiver and competitive fixed-rate options.
  • Act Fast: You must apply between 01/04/2026 and 30/06/2026 and settle by 30/09/2026—just remember to quote this offer when you contact Lending Clinic!
bankofchina.com